Contact Us


Phone: 910.962.3177

Fax: 910.962.3851

Postal Address:
UNCW Office of Scholarships & Financial Aid
Warwick Center
601 S. College Road
Wilmington, NC 28403-5951

My Financial Aid Counselor

UNCW's school code: 002984


Related Links & Forms:


Link to Financial Aid Forms


UNCW Campus Walk


Maintaining Eligibility:
Satisfactory Academic Progress

Federal regulations require that students receiving aid under Title IV programs maintain satisfactory academic progress (SAP). At UNCW, your SAP is evaluated at the end of each term on the following compliance areas:

  1. Minimum Grade Point Average (GPA)
  2. Minimum Cumulative Completion Rate for Total Credit Hours Successfully Completed (Quan or Q)
  3. Maximum Timeframe Allowed to Complete Degree Requirements (Time or T)

UNCW's SAP Policy

The following table outlines the general terms of the SAP policy for the current academic year. The complete policies and appeals forms are available to the right.







Completion Rate for Total Credit Hours Successfully Completed

Maximum Timeframe Allowed to Complete Degree Requirements






67 % of UNCW attempted credit hours Program must be completed within a timeframe no longer than 150% of the published length of the academic program, as measured by credits attempted and including transfer credits.



3.0 50% of attempted credit hours Graduate students must complete their educational programs within a time frame of no longer than 200 percent of the published length of the educational program, as measured by the credits attempted and including transfer credits.

Financial Aid Programs Affected by This Policy: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Academic Competitiveness Grant (ACG), National Science and Mathematics Access to Retain Talent (National SMART Grant), Federal Perkins Loan, Federal Subsidized and Unsubsidized Loans, Federal PLUS Loans and Federal Work-Study. This also includes North Carolina’s State Scholarship and Grant Programs and UNCW’s scholarship and grant programs.

It is recommended that students attempt to earn at least 31 hours per academic year in order to graduate in four years.



  • Federal regulations allow for certain cases in which the school may waive the standards. Appeals (professional judgement) are the only mechanism available to correct unresolved SAP deficiencies.
  • Appeals for the waiver may be considered if a student’s failure to comply with one or more areas of Satisfactory Academic Progress is due to events beyond the student’s control, such as a student’s extended illness, serious illness or death in the immediate family or other significant life experience that impacted the student’s emotional and/or physical health, and if such mitigating circumstances can be appropriately documented for the specific term(s) in which the deficiency occurred.
  • Eligibility may be regained by appeal. SAP appeals are considered on a case-by-case basis by an appeals committee. The student does not meet with the committee and correspondence is via email. The appeals committee is the final authority in determining whether financial aid is extended or denied a student.

Some appeals may be approved for a probationary term. Conditions of the probationary term may include:

  • Minimum GPA requirement
  • A minimum number of hours to be taken and earned; and/or
  • Corrective measures to enhance a student's success.

SAP Warning

Students who do not meet SAP for the first time are given an automatic warning and do not need to appeal.

  • Academic progress is checked at the end of each semester. If the student meets academic progress at the end of the following semester no action needs to be taken.
  • If the student is not making academic progress at the end of the following semester, they are ineligible for financial aid. The student may appeal submitting documentation explaining the reason for their failure to meet academic progress.


UNC Wilmington | 601 S. College Road, Wilmington NC 28403 | 910.962.3000 | About this Site | Copyright Notice | Feedback | Page maintained by:  L. Faison [ faisonl AT uncw DOT edu ]