University of North Carolina Wilmington
University of North Carolina Wilmington

Swain Center

Horatio Alger Scholarship Program:
Personal Finance 

Fully Online

Next Offering: August 13 - December 13, 2018

Did you know that over two-thirds (67%) of millionaires in America consider themselves self-made? Apply now to take this FREE fully online course in Personal Finance and you will gain the skills necessary to become a millionaire!

(Please note this course is only open to Horatio Alger Scholarship Recipients. It is not open to UNCW students.)

Apply Now!

$1,400 paid for by Horatio Alger for scholarship students who are admissible to UNCW to take the course. You must pass the course or you are responsible for the fee.

Fully Online

I. Understanding Your Finances
II. Major Purchases, Not Major Problems
III. Once Begun You're Half Done - Saving for Retirement
IV. Protecting Yourself and Your Family
V. Capstone Project - Creating a Financial Plan

View the full course outline

Course fee (paid by Horatio Alger) includes:

  • Access to online course materials
  • Admission fee waiver
  • Transcript to show course completion

Knowledge of financial literacy will help you to improve your knowledge of personal finance, such as how to control, invest and protect your finances. 

  • Get 3 college credits paid for by Horatio Alger.
  • Develop entrepreneurial skills by taking a 3-credit course: FIN 235: Personal Finance
  • Certificate of completion
  • Transcript from UNCW

The curriculum includes short modules on important financial topics prepared specifically for HAA Scholars. Topics and activities include:

  • Buying a Home, Not a House of Horrors
  • More than a Free Puppy – The Cost of Pets and Children
  • Saving for Retirement – How Much is Enough and How Do You Get There?
  • A Never Ending Flow of Income - Career Planning
  • And Many More Skills For Life!

This course is designed specifically for Horatio Alger Scholarship Recipients. UNCW students are not eligible to take this course.


Eligible applicants:

  • must be current Horatio Alger Scholarship Recipients
  • have completed 24 hours of transferable college credit.
  • have a minimum cumulative grade point average of 2.5

Some states may not accept distance education transfer credits: Alabama, Minnesota, Missouri, Montana, New Mexico, Utah, and Wyoming.

The course is designed to work through modules composed of individual lessons. Each lesson contains:

  • A brief popular news article on the topic
  • Associated readings
  • An explanatory video and follow up questions
  • A lesson quiz

This online course in personal finance is designed to help you:

  • Identify the strategies for financial success
  • Make informed investment decisions
  • Overcome the burden of debt
  • Avoid pitfalls, traps, and financial gimmicks
  • Develop a personal financial plan for financial freedom

"Over the course of a 40 year career, a typical household will earn over $2 million, our job as educators is to help them understand how to get the most enjoyment out of their earnings. With some planning, a basic financial skillset, and the advantage of time, anyone can retire a millionaire."
-Dr. Adam Jones, Course Professor

"Dr. Jones is an exceptional teacher...he kept discussion interesting and meaningful and ensured that his students performed to the best of their abilities. Everything from the layout of the teaching material, to his system of tests, quizzes, and homework... were all very well organized throughout."
-former student

How do I login to Blackboard?

  • Login to the course prior to the first day of class to confirm your access
  • Access the course through Blackboard:
  • Username: Use the UNCW email address provided in your Admissions Acceptance Letter
  • Password: Default is your birthdate format MONTHDAYYEAR; EXAMPLE 07081980 is July 8, 1980
  • Once logged into Blackboard Learn, choose the Courses tab then click on your course
  • If you have trouble logging in contact the Technology Assistance Center at 910-962-4357 or visit their webpage at

How do I view my e-bill?

  1. Visit the Student Accounts website:
  2. Login to E-bill with your UNCW ID number and PIN (provided in your Admissions letter)
  3. E-bill Tutorial:

Dr. Adam Jones

Dr. Adam Jones
Associate Professor of Economics

Dr. Jones is the Regional Economist in the Swain Center and Associate Professor of Economics in the Cameron School of Business. He is an accomplished researcher and economist and a teacher at heart. He is most proud of his teaching accomplishments and mentors students in the annual Fed Challenge competition, honors research projects, and through his work with the UNCW Cycling Club. He was recently recognized by the UNCW Honors College as the Faculty Mentor of the Year and has won the Discere Aude teaching award twice.

When away from the office Dr. Jones can usually be found on his bicycle or working with the UNCW Cycling Club to organize some misadventure. Dr. Jones is happily married and believes all his successes belong to his wife while his failures stem from ignoring her suggestions.