Student Accounts & Cashier's Office

Tuition Insurance FAQs

At UNCW, we know your college education is an important investment. That’s why we partnered with GradGuard to offer Tuition Insurance Protection as another option for our students and families. 

Want to learn more about purchasing Tuition Insurance? Check out our Tuition Insurance page.

Why might I need tuition insurance? 

Tuition insurance allows you to protect your investment in higher education. Tuition insurance can reimburse you for non-refundable tuition, fees, and room and board costs (up to the amount of your policy limits) should you have to withdraw from school for a covered reason.

Do I have to purchase tuition insurance? 

No, you do not have to purchase tuition insurance. Tuition insurance is completely optional. 

Why is the University offering the option of tuition insurance? 

At UNCW, we know your college education is an important investment and we want to offer you the option to purchase tuition insurance if you’d like to. UNCW has partnered with GradGuard to offer Tuition Insurance Protection to students and their families.

Does UNC Wilmington make a profit from tuition insurance? 

No. UNCW does not profit from the insurance policies. 

What does tuition insurance cover? 

Tuition insurance can reimburse you for up to 100% of tuition costs, as well as fees, room, and board if you need to withdraw from school for a covered reason.

How much will the insurance cost? 

The cost of coverage is 1.10% multiplied by the amount you wish to insure yourself for. For example, $10,000 in coverage = $110.00 GradGuard will walk through a coverage calculator with you to determine recommended coverage amounts.

Will this insurance cover my school expenses if UNCW shuts down due to COVID-19? 

No. This insurance does not cover adjustments, disruptions or withdrawals due to changes in university operations as a result of COVID-19, such as changes to instruction delivery methods, the availability of housing and dining plans, or other adjustments to campus operations made by UNCW or directed by the UNC System or public officials. It covers withdrawal from the University for a covered reason, which includes personal illness from COVID-19. 

Aren’t I able to receive a refund through the University’s withdrawal process? 

Yes. Depending on the date you withdraw from the University, all or a portion of your tuition and fees may be refundable by the University. The tuition insurance can reimburse you for nonrefundable expenses, including any tuition and fees that weren’t refunded by the University, room and board, dining, and up to $1000 of other school expenses such as books and parking.  

Does the tuition insurance cover expenses if I withdraw from one of my courses? 

No. Tuition insurance only covers you when you withdraw from ALL classes during the term for which you purchased tuition insurance.

What if I have additional questions?

If you have additional questions, please contact GradGuard at 877.794.6603