Important update regarding State Health Plan premiums for 2026
Important update regarding State Health Plan premiums for 2026
At their meeting on August 15, 2025, the State Health Plan Board of Trustees approved changes to the monthly premiums employees pay for coverage. Monthly premiums will be based on the employee’s salary and the plan and coverage they select. The new rates go into effect January 1, 2026. Salary-based premiums will not apply to retired members. The chart below includes the cost difference between the 2025 and 2026 monthly premium rates.
Standard PPO Plan
| Coverage | Current Premium | Difference: Under $50,000 | Difference: $50,001 - $65,000 | Difference: $65,001 - $90,000 | Difference: $90,001 and Over |
|---|---|---|---|---|---|
| Employee Only | $25 | +$10 | +$25 | +$40 | +$55 |
| Employee/Child(ren) | $218 | -$33 | -$18 | -$3 | +$12 |
| Employee/Spouse | $590 | -$15 | 0 | +$15 | +$30 |
| Employee/Family | $598 | -$23 | -$8 | +$7 | +$22 |
Plus PPO Plan
| Coverage | Current Premium | Difference: Under $50,000 | Difference: $50,001 - $65,000 | Difference: $65,001 - $90,000 | Difference: $90,001 and Over |
|---|---|---|---|---|---|
| Employee Only | $50 | +$16 | +$44 | +$72 | +$110 |
| Employee/Child(ren) | $305 | -$29 | -$1 | +$27 | +$65 |
| Employee/Spouse | $700 | +$46 | +$74 | +$102 | +$140 |
| Employee/Family | $720 | +$26 | +$54 | +$82 | +$120 |
More detailed information about benefits and premium rates will be shared with all Plan members ahead of the 2026 Open Enrollment period, which will take place from October 13–31, 2025. If you have questions, please contact benefits@uncw.edu.
You can view the State Health Plan Board of Trustees meeting presentation here.
This article has the following tags: Human Resources Benefits