Insurance and Loss Control
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University and state-owned vehicles are covered through North Carolina’s Motor Vehicle Insurance program, with coverage provided by Travelers Insurance Company. This page outlines what is required, what optional coverage is available, and the steps departments should take to stay compliant and properly protected.
Motor Vehicle Insurance
University and state-owned vehicles are provided coverage through the State of North Carolina Motor Vehicle Insurance program. Coverage is provided by Travelers Insurance Company.
All state-owned (self-propelled) vehicles are required to be insured, at minimum, for motor vehicle liability as part of any motorist's financial responsibility in society and our State.
University departments and colleges have the option to also insure their vehicles for full physical damage coverage (commonly known as the combination of collision and comprehensive coverage). For passenger vans, Medical Payments coverage is also available.
There is a premium charge for physical damage coverage. Please contact us if you have any questions regarding vehicle coverage.
Key important reminders:
- Report vehicle accidents as soon as possible to your supervisor and by noon of the next business day following the accident. Report facts, do not offer opinions, and avoid assigning blame until any claim investigation is completed.
- Only persons on the University payroll can drive state-owned vehicles and leased vehicles when in the name of the University. There are important insurance coverage reasons for this.
If you have purchased a new vehicle or received one from another department, please fill out the new vehicle insurance request.
Additional Resources & Assistance
For additional information concerning insurance and loss control, including the topics below, please contact insurance@uncw.edu.
Insurance
Acquisition of Newly Required Insurance
- Application
- Premiums
General Information
- Policy Providers
- Coverage Overviews
Insurance Verifications
- Automobile
- Employee Liability
- Internships
- General Liability
Policy Renewals
- Audits
- Premiums
Certificates of Insurance
Special Programs and Summer Camps
Loss Control
- Accident Investigation (Automobile, General Liability & Property Damage)
- Student or Visitor
- UNCW Employees
- Contracted Workers
- Hazard Assessments
- Slip, Trip and Fall
Forms
- Fireworks
- General Events
- General Liability
- Property Insurance
- Tents
- Vehicle Changes