College Costs

Financing a UNCW Education

Financing a UNCW education may seem like a challenging responsibility, so we do our best to make UNCW accessible to all who are granted admission. UNCW meets this promise through need-blind admissions and through financial aid.

Admissions decisions at UNCW are made without considering your family's financial need. For those who apply for need-based aid, determined by the FAFSA, we award the amount of federal, state, and institutional aid you qualify to receive. Our university scholarship application governs the selection process for merit and need-based scholarship awards. Freshmen recipients will be notified by April 1; returning students will be notified by July 1.

Any college expenses not covered by financial aid are the responsibility of the student and/or family. When making preparations to cover these expenses, here are options you can consider:

1. Remitting full payment directly to Student Accounts & Cashier Services.

2. Remitting payments via the TealPay monthly payment plan.

3. Borrowing with the most affordable loan you have available to you. Students and their families have the right to use a lender of their own choosing, will not be penalized in any way for exercising such an option and will receive assistance from the campus in processing the loan of the student's choice.

Federal Direct Parent PLUS Loan (If the parent is denied, the student will be offered additional loans on SeaNet in 2-3 business days)
Federal Direct Graduate PLUS Loans (For Graduate Students Only)
Private/Non Federal Loans

If you wish to increase (or decrease) a loan that you already have, please contact your financial aid counselor.