Student Accounts & Cashier's Office

Tuition Insurance

At UNCW, we know your college education is an important investment. That’s why we partnered with GradGuard to offer Tuition Insurance Protection as another option for our students and families. 

The Tuition Protection Plan provides financial protection beyond the University’s refund policy and can reimburse up to 100% of your nonrefundable school expenses if you completely withdraw from the University for personal reasons such as:

  • Covered injury or illness, including illness from COVID-19
  • Covered psychological or mental health conditions
  • Covered death of a tuition payer 

*Please note: This insurance does not cover adjustments, disruptions or withdrawals due to changes in University operations as a result of COVID-19, such as changes to instruction delivery methods, the availability of housing and dining plans, or other adjustments to campus operations made by UNCW or directed by the UNC System or public officials. 

Tuition Insurance is Optional

The insurance agreement is between you and GradGuard. UNCW is not a party to the agreement. 

Have More Questions?

Check out our frequently asked questions about Tuition Insurance!
Tuition Insurance FAQs »

What is the Deadline to Purchase?

If you choose to purchase tuition insurance, you must do so by the end of the add/drop period each term.

  • Fall 2022: Insurance must be purchased by August 31, 2022.
  • Spring 2023: Insurance must be purchased by January 19, 2023.
  • Online Accelerated Program students: Insurance must be purchased for the Fall by August 31, 2022.
    Online Accelerated Program students operate on an alternate schedule.

What is the Cost of Tuition Insurance?

The cost of coverage depends on the amount you want to insure. Then, you take that amount and multiply by 1.10%. For example, the cost to insure $10,000 would be $110.00. $10,000 x 1.10% = $110.00. 

You can get an online quote anytime from GradGuard or by calling (877) 794-6603GradGuard will also assist you with a coverage calculator to help you determine a recommended coverage amount. 

You can choose your coverage limit, and reimbursement can include:

  • Tuition payments
  • Room and board
  • Other academic fees and expenses

Tuition insurance plans include Student Life Assistance, a 24-hour emergency hotline that helps students stay safe on and off campus–providing you and your family with even more peace of mind.

What are the Terms & Conditions?

Terms, conditions, and exclusions apply. Insurance benefits are underwritten by Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated “A+” (Superior) by A.M. Best Co. Plans may not be available to residents of all states. Allianz Tuition Insurance is a brand of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company. Non-Insurance benefits/ products are provided and serviced by AGA Service Company. Consumer may be responsible for charges incurred from outside vendors for assistance or concierge services.

Contact AGA Service Company at (888) 427-5045 or 9950 Mayland Drive, Richmond, VA 23233 or