State Employee's Credit Union
Salary Advance Loans - Salary Advance Loans provide an inexpensive and convenient loan for members who have an emergency need for cash. Loan amounts are limited to a maximum of $500 and must be repaid on your next paydate. Direct deposit of your payroll to a credit union account is required. Salary Advance Loans offer a low interest rate, the convenience of advances and a Salary Advance Cash Account to assist you in saving for the future. Each time you obtain an advance, 5% of the loan amount is deposited to the cash account and pledged as collateral for the loan. The Salary Advance Cash Account belongs to you and will earn interest; however, access to the account will be restricted.
Mortgage Assistance - To assist members with maintaining payments on their primary residence, SECU has developed a Mortgage Assistance Program, designed to provide options for members to stay in their homes. This Program offers a number of options to help employees who are having trouble meeting their mortgages including refinancing, deferring payments, making partial payments and more. SECU encourages employees to talk with them about options that will meet their individual needs. As a guarantee, SECU will grant at least a 30-day loan extension to members who meet with an SECU representative. State employees must be a member of the Credit Union to take advantage of these resources, but they may join SECU at any time.
For more information, please visit the SECU website.
UNCW Emergency Loan Program
UNCW provides an emergency loan of not more than $250 to eligible employees for financial assistance during an emergency. An emergency loan may be granted to an employee for a reason that has placed the employee in an immediate financial hardship. Emergency loans are available to permanent and time-limited employees of the university. Emergency loans are not available to probationary, temporary or student employees. More information on the program can be found here.
Employee Assistance Program
North Carolina state government has contracted with an Employee Assistance Program (EAP) to serve as a resource for helping you in times of need. Deer Oaks offers a Comprehensive Employee Assistance Program, Work/Life, and Health and Wellness Services to public and private employer groups throughout North America. CALL 1-866-EAP-2400 or www.deeroaks.com to access services.
The Deer Oaks, Employee Assistance Program offers a network of over 10,000 trained EAP specialists throughout the USA and Canada who are available for face-to-face assessments with employees and their family members. All employees and their dependents are eligible. This includes employees who have been recently separated (within six months of the end of their employment). Some of the programs offered are:
- Legal/Financial Consultation Resources
- Referrals to the employees’ health plan, community resources, childcare and elder care resources and financial counselors/planners
- Online Tools and Resources
- Work/Life Balance
Wilmington Credit Counsel
For access to local companies to assist with credit counseling, tips for budgeting, making financial plans and rebuilding your credit go to the Wilmington Credit Counsel.
The New Hanover County Joblink Career Center
The New Hanover County Joblink Career Center offers job placement, unemployment insurance, and labor market information. They are also the joblink career center for New Hanover County. To contact the Joblink Career Center call 910-251-5777 x229 or visit their website.
Community Resources Quick Guide
A guide to programs and services for citizens of Brunswick, Columbus, New Hanover and
Pender Counties.
