If you have accepted a federal Direct student loan, federal parent PLUS Loan or a graduate PLUS Loan, and have not already signed a Master Promissory Note (MPN), you must electronically sign (e-sign) an MPN by accessing www.studentloans.gov. You will need your four-digit FAFSA PIN assigned by the US Department of Education. If you do not have a PIN, or need a duplicate PIN, you may request one via www.pin.ed.gov. This electronic MPN process is the fastest and most efficient method of meeting the MPN signature requirement. If you do not have web access, please contact your UNCW financial aid counselor to request a paper MPN.
Master Promissory Notes only need to be signed once. Students must sign an MPN for their student loans, which will be valid for all Direct student loans borrowed for a period of 10 years. Parents must sign a PLUS MPN which will be valid for one student for all Direct PLUS loans for a period of 10 years, unless credit is denied at any point.