Medical insurance is provided through the North Carolina Teachers' and State Employees' Comprehensive Major Medical Plan. For all 3/4 to full-time permanent state employees, the state pays the full cost of the state health plan for the individual employee. The employee must pay the additional cost for any family coverage.
A permanent employee working less than 3/4 time may be covered by this plan; however, the individual must pay the full cost of the premium.
If an employee does not enroll or does not add dependents when they are first eligible, the employee and/or dependents will be subject to a 12-month waiting period for pre-existing conditions. Health care services which are not related to preexisting conditions are covered upon enrollment. To avoid a waiting period for preexisting conditions for new dependents, the employee must complete a "Change Request Form" and submit it to the Office of Human Resources within 30 days of a qualifying event such as a marriage, adoption or birth of a child. If an employee drops an eligible dependent, who at a later time becomes eligible again, the dependent must re-enroll within 30 days of becoming eligible in order to avoid the waiting period for pre-existing conditions.